Finance solutions to help you turn your dream of riding your next Ducati into a reality.

Ducati Financial Services in association with Black Horse Ltd offer finance solutions to help you turn your dream of riding your next Ducati into a reality.

Personal Contract Purchase (PCP) explained:

Personal Contract Purchase (PCP) can help you to buy your dream Ducati with lower monthly repayments than a Hire Purchase (HP) product as a large proportion of the amount you repay is deferred into an optional final repayment. You will pay more interest on a PCP agreement than a HP agreement for the same loan amount, term and Annual Percentage Rate of Charge (APR) as your balance reduces more slowly due to the optional final repayment.  

You will decide an initial deposit, term and how many miles you’ll ride each year.

The monthly repayment amount and the optional final repayment amount will be calculated based on the anticipated value of the Ducati at the end of the agreement.

At the end of your agreement, you have three options;

  1. part exchange your Ducati (new agreements, subject to status),
  2. return the Ducati (return conditions apply),
  3. or pay the option final repayment and own the Ducati. 


Hire Purchase (HP) explained:

Hire Purchase (HP) is a finance plan that allows you to spread the cost of your Ducati by making monthly payments over an agreed term. You make higher monthly payments than with a Personal Contract Purchase (PCP) agreement as there is no final balloon repayment, instead, when you come to the end of the agreement and you’ve made all the repayments including any interest, you’ll own the Ducati.

  • You will decide an initial deposit and term.
  • Your deposit is taken from the price of the Ducati.
  • The remaining balance plus interest is paid in equal monthly repayments over the agreed term.
  • Once you’ve made all the payments including any interest, you will become the owner of the Ducati.  

Credit is subject to status, available to UK residents aged 18 + and provided by Ducati Financial Services, which is a trading style of Black Horse Ltd, St Williams House, Tresillian Terrace, Cardiff, CF10 5BH.